Hi, Welcome and thanks for visiting us at Silbo Systems®.
Do you find it hard to keep control of your finances?
Always wondering where the weeks pay has disappeared to?
Wondered what is budgeting and how do you stick to a budget?
The New Zealand Household Budget Kit provides these answers and will give you practical and easy to use tools to help you set up an effective budget that works and you will be able to stick to. It has been designed with modern households in mind and is an extremely useful budgeting tool for families, individuals, flatmates, couples and any combination of people living together.
The New Zealand Household Budget Kit includes:
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Easy to follow step-by-step directions to create and maintain an effective household budget
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John's story:a sample budget to follow
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Tear-out forms that can be photocopied and filled in
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Banking plans for different types of households
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Debt elimination strategies
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Savings plans
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Frequently asked questions
The New Zealand Household Budget Kit is for anyone interested in creating and maintaining a budget that really works. Details of spending, fixed costs and expenses are loaded into fact- finding forms to create budgets for the dwelling, adults, children of various ages and even family pets. These figures are then transferred onto a master household budget form. In this way, a clear picture emerges of your financial situation and highlights any shortfall in funds or even surplus income.
Once you have done your budget, there is a banking system you can implement which will help you keep to your budget and help keep your finances under control.
$Only $19.95 plus $2 post & packaging
To order your copy of the New Zealand Household Budget Kit Click Here
Sylvia's first book
Don't let your kids go broke!
Your step by step guide for teaching YOUR CHILDREN important money and life skills...
...and YOURSELF if you need to!
 Sylvia has written this book based on her many years experience as a life coach,budget advisor and counsellor. Click here to read more about her experience and expertise. She has developed the Silbo System ® as a tool that will give parents the knowledge and power to teach and train their children how to survive in these challenging financial times. Click here to find out how the Silbo system® can change your families financial thinking and empower your children to not make silly mistakes with their finances as they grow into adulthood
If you are a concerned parent, grandparent or friend of someone
who needs financial help, then this site will give you some tools to help them (or yourself) to be and stay financially well.
What are the eight steps of the Silbo System® Find out what the eight steps are
Read some of our articles on raising financially savvy kids
Have a look at our ebook and view the first 87 pages FREE. to see what lessons and exercises we teach.
Look at one of the eight steps we cover on "How to" teach your kids about money
View a pdf of some of the pages showing the "How to" teach your child these important money skills.
Have a look at the TV shows as Sylvia talks about the book and how she became interested in the huge problem of lack of financial literacy in the youth of today.
ABOUT THE BOOK.What makes this book different from other books and why you should get it!
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Grapevine magazine has featured an interview with Sylvia on "Surviving the squeeze". Sylvia talks with Frances Coventry on how we can train our kids to handle money and what can be done to stop our kids going broke. 
Proud supporters of Rahab Ministries...
